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Individual Unemployability Eligibility

Total Disability Based Upon Individual Unemployability

If you can’t work and feel that service related disabilities prevent you from securing and maintaining gainful employment, we would very much like the opportunity to speak with you about how we might be able to help. You could be eligible for total disability based on individual unemployability.

Once you successfully get through the application process for disability benefits with the VA, you will be rated on a scale from 10 to 100 percent disabled. The amount of compensation you receive depends on your rating. A rating of 100 percent will get you full benefits. However, there is another way to receive full benefits without a 100 percent rating and that is a total rating based on Individual Unemployability (IU).

In this scenario, the VA will pay full benefits to veterans who are found to be “unemployable” even if they are rated less than 100 percent disabled. These are disabled veterans who either cannot work or “marginally employed” unable to earn above the annual poverty level because of their service-connected disabilities. Also, veterans working for family businesses, such as on a farm, are considered to have “sheltered employment” and may be eligible for TDIU even if their income exceeds the poverty level.